Home About Us Why You Need a Broker Products Carrier Info Get a Quote News Contact Us Problem-Solving Center ---


Our Products


Optimum Benefits, a full-service employee benefits brokerage, offers a wide array of products for both small and large companies:

For Companies…

Health Insurance

Dental Insurance

Life and AD&D Insurance

Vision Insurance

Disability Insurance (Long-Term and Short-Term)

401K and 403B Benefit Programs

Profit-Sharing Programs

Section 125 Planning / Flexible Spending Accounts

Voluntary Plans
COBRA Administration



Self-Funded Options:  Optimum Benefits also offers a self-funded option on some of the company products above.


For Executives…

Buy-Sell Agreements

Executive Bonus Plans

Key-Person Protection

Business Continuation Plans

Split-Dollar Funding

Keough Plans and SEPs

Non-Qualified Retirement Plans

Deferred Compensation Programs

For Individuals…

Life Insurance

Private Pension Plans

Disability Income

Pension Maximization

Tax Planning

Comprehensive Planning

Estate Planning and Assessment Coordination


©2005 Optimum Benefits, Inc.
(732) 280-3700